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Long-term care is more than nursing home care. It ranges from the assistance one may need to perform activities of daily living to receiving extensive medical care. Long-term care insurance provides for care at home, in an assisted living facility or in a nursing home.
At Baggs Insurance Associates, we’re more than just insurance agents; we’re your dedicated partners. Our commitment to providing personalized service sets us apart. By representing a wide range of leading insurance companies, we have the flexibility to tailor solutions that perfectly fit your unique needs.
At Baggs Insurance Associates we understand that planning for your future health is essential. Our long-term care insurance policies offer comprehensive coverage to help you maintain your independence and quality of life. With our personalized approach, we work closely with you to find the most suitable plan that aligns with your specific needs and budget. By choosing us, you’re not only investing in your well-being but also providing peace of mind for yourself and your loved ones.
Our experienced team takes the time to understand your specific goals and provide tailored recommendations.
As an independent agent I work for you and not the insurance company. This allows me to shop all the top carriers to find the best products and pricing available.
Over the past 34 plus years, I have prided myself to build strong relationships with all the carriers and many of the underwriters. This allows me to help you find the best product.
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Carol Greenwood2025-09-24Trustindex verifies that the original source of the review is Google. “Our Mass Mutual Long Term Care policy and insurance was and is one of our best financial decisions! My wife suffered from Parkinson’s disease for over 5 years. During this time, our policy covered us for my wife’s in home caregiving and ultimately over two years in a nursing home before she passed away. Without our long-term care policy, we would have incurred substantial expenses which were not covered by Medicare and other insurances that would have impacted greatly on our financial assets. Bottom line is that our long-term care coverage provided protection for our financial assets which now are very important for me as a survivor. Overall, Mass Mutual long term care coverage provided asset protection and enabled me to provide the best quality of care for my wife. Bottom line an extremely wise and prudent life and financial decision. CWS2025-09-22Trustindex verifies that the original source of the review is Google. “Having lost my father at age 56 and then overseeing my mother’s Alzheimer’s care for 8 years – 5 years in a hospital bed - I have experienced the benefits of good planning. The life insurance and long-term care were invaluable and made all the difference. Two of the best decisions I’ve ever made.” -Conrad Wienges Sanders III. Lindsay Forlines2025-09-22Trustindex verifies that the original source of the review is Google. I was introduced to Hunter needing advice and counseling on insurance products. He quickly helped me understand the products on the market, the benefits and downsides to my options, and what he believed I would need. Thankfully, I now have several life insurance policies and a disability policy that provide me with reassurance that I have what I need in place to protect myself and my two children. He also makes sure that I stay up to date as things change. As a divorced mother of two (and who is the near sole breadwinner of the family), the importance of this cannot be overstated. The best part of all of this is that through this process, I gained a dear, trusted friend. I would recommend Hunter to anyone needing an insurance advisor that knows the business, understands his clients' needs, and is simply a compassionate and kind person. Thank you Hunter!